FDIC Insured - Backed by the full faith and credit of the U.S. Government

Happy latin multi generational family having tender moment together outdoor - Female child smiling on camera

Personal Checking

Better banking for you and your family.

Discover personal, purposeful banking from Patrons Bank. Our secure, convenient, and modern banking tools let you thrive in the present and invest in your future.

Happy latin multi generational family having tender moment together outdoor - Female child smiling on camera

Check this out –

All checking accounts include the following FREE perks:
  • Debit card with real-time alerts
  • Access 2400 banking by phone
  • Online banking
  • Notary services
  • Bill pay
  • Text and email alerts
  • Mobile banking with mobile deposit
  • Apple Pay & Google Pay
  • Electronic statements
  • Buy back of your previous bank’s checks and debit cards
Account TypeOpening BalanceService ChargeInterestAdditional Features
Simply Free Checking $50 $0 No
  • FREE first box of basic checks
  • Unlimited check writing
  • No minimum balance
Direct Interest Checking $50 $0 Yes
  • FREE first box of basic checks
  • Unlimited check writing
  • Competitive Interest
  • No minimum balance
50+ Interest Checking $50 $0 Yes
  • FREE first box of basic checks
  • Unlimited check writing
  • Competitive Interest
  • No minimum balance
Premium Interest Checking $50 $8* Yes
  • FREE basic checks for life
  • Higher Interest w/ a balance of $1,500+
  • Competitive Interest if balance falls below $1,500
Money Market $50*** $8** Yes
  • Higher balances earn higher rates
  • Competitive Interest rates w/ a balance of $2,500+
  • $1.00 fee after two (2) debits each month

*Waived with $1,500 minimum daily balance
**Waived with a $2,500 minimum daily balance
***$50 opening deposit with 30 days to increase balance to $2,500 otherwise account goes to a Free Checking account.

Patron's bank icon

No Wallet? No Problem!

discover secure mobile payment options

Make convenient, secure payments on the go with your Patrons Bank card using Apple Pay® and Google Pay™. Visit our Online & Mobile Banking page to learn how you can safely add your card to your Apple or Android device with a tap of your fingers.

Learn More

Round Up Savings

Automatically grow your savings! Round Up makes saving money simple and convenient by rounding up debit card transactions to the nearest dollar. To enroll today, call 844-348-8523 and ask for new accounts.

Call to Enroll